In every write-up about President-elect Joe Biden’s background, there’s alway a mention of the car crash that took away the lives of his first wife and daughter. The sad part about the story is that the results of the investigation declared the truck driver not at fault, and was cleared of any responsibility related to the car crash. It just goes to show that in car crash incidents, the related laws and guiding principles serve as bases in determining who is at fault if to pinpoint who will be held responsible for the resulting injuries and damages.

Apparently, Mr. Biden was unable to claim settlement from the truck driver’s insurance company because the police report stated that Mrs. Neilia Biden had run through a stop signal. There was a possibility that she was distracted by the two young boys Beau and Hunter. Yet it also made us realize that even from the early years of his political career, Mr. Biden didn’t use his political position to influence the results of the investigations.

Considering also that the president-elect had first worked as an attorney before shifting to a political career, his knowledge and understanding of the law overcame his misgivings about the real cause of the accident. Mr. Biden though, rarely spoke about the details of the incident, not even about the reasons why he had accused the truck driver of DUI at the time of the accident. As it was, there were also reports that Mr. Biden later apologized to the truck driver’s daughter for having made an unsubstantiated claim.

What Exactly are the Guiding Principles of Car Accident Laws?

Car accident laws are the legal rules followed in determining who is at fault in causing the resulting bodily injuries and property damage of a traffic collision or car crash.

This law is governed by first and foremost the principles of negligence. They apply as deciding factors for personal injury claims and possible critical litigation of the person responsible for causing the injuries and damages.

However, in order to make a legal claim, all state laws require the plaintiff or the victim/s of the car crash to show proof of the following:

1.  That the driver at fault was negligent in obeying road rules and in operating the vehicle in right manner;

2.  That there was breach in performing a civic duty, a lawful action or to fulfill a legal obligation;

3.  That there were actual injuries suffered as a result of the accident and that they did not exist prior to the car collision.

4.  That the negligent conduct and breach in performance had caused harm or damage to property that also directly or indirectly caused personal injury.

Costs of Lawsuits Can Become Financially Burdensome

However, the costs of obtaining all evidence present additional financial burden on the part of the plaintiff, while still in the midst of claiming compensation in a court of law. In cases where the plaintiff encounters financial difficulty during court proceedings or while awaiting judgment of the case, a pre settlement lawsuit loan can provide a solution.

Lawsuit loans are financial support provided by pre settlement lending companies as a form of cash advance backed by the potential collection of the personal injury settlement being claimed by the plaintiff. It is given under a no-recourse agreement, which means if the court judgment denies the plaintiff’s claim for compensation, the pre settlement firm will not enforce collection of payment. To learn more about pre settlement lawsuit loans, how it works and what are required, readers can find more information via this web address: .